Disclosures

This page provides important legal, regulatory, and website disclosures for AQS Asset Management, LLC. (“AQS,” “we,” “our,” or “us”). The information on this website is provided for general informational purposes only. Nothing on this website should be interpreted as personalized investment advice, legal advice, tax advice, accounting advice, an offer to sell, or a solicitation to buy any security, investment product, or advisory service. AQS may update this Policy from time to time. The “Last Updated” date will indicate when the policy was last revised. Your continued use of the website after changes are posted means you accept the revised Policy. Last updated 6/1/2026.

Registered Investment Adviser Disclosure

AQS Asset Management, LLC. is a registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Registration also does not mean that the U.S. Securities and Exchange Commission, any state securities authority, or any other regulatory agency has approved, endorsed, reviewed, or recommended AQS, its advisory services, its personnel, its investment strategies, or any information presented on this website. AQS provides investment advisory and related services only in jurisdictions where it is properly registered, exempt from registration, or otherwise permitted to provide such services.

No Advisory Relationship Created

Use of this website does not create an investment advisory relationship, client relationship, fiduciary relationship, or any other professional relationship between you and AQS. An advisory relationship with AQS begins only after all required agreements, disclosures, diligence, approvals, and onboarding requirements have been completed and accepted by AQS. Nothing on this website constitutes an offer to sell, a solicitation to buy, or a recommendation regarding any security, investment product, advisory service, strategy, transaction, or financial instrument. Any offer or advisory engagement, if applicable, would be made only through appropriate agreements, disclosures, documentation, and compliance procedures.

Informational Purposes Only

Website content is general in nature and may not reflect the needs, objectives, liabilities, risk tolerance, capital position, regulatory environment, or financial condition of any insurance company, institution, investor, or entity. You should not rely on website content as the basis for making investment, portfolio, accounting, tax, legal, regulatory, capital, rating agency, or business decisions. AQS seeks to provide accurate and useful information, but website content may contain errors, omissions, outdated information, or technical inaccuracies. AQS does not guarantee that website content is complete, current, accurate, or suitable for any particular purpose.

Investment Risk Disclosure

All investments involve risk, including the possible loss of principal. Investment strategies may be affected by interest rate risk, credit risk, liquidity risk, market risk, reinvestment risk, prepayment risk, extension risk, inflation risk, regulatory risk, operational risk, and other risks. Insurance company portfolios may also be affected by liability characteristics, claims behavior, capital requirements, statutory accounting treatment, rating agency considerations, liquidity requirements, and other company-specific factors. No investment strategy can guarantee profit, prevent loss, or assure a specific financial, capital, regulatory, rating agency, surplus, income, or accounting outcome.

Past Performance

Past performance is not indicative of future results. Any references to historical market conditions, portfolio behavior, case examples, strategy observations, or investment outcomes are provided for informational purposes only and should not be interpreted as a guarantee, projection, or prediction of future results.

Forward-Looking Statements and Market Commentary

This website may contain forward-looking statements, projections, estimates, expectations, forecasts, or opinions regarding markets, asset classes, interest rates, credit conditions, insurance industry trends, portfolio strategy, or other subjects. Forward-looking statements are based on assumptions, current information, and judgment at the time they are made. Actual results may differ materially from expectations. AQS does not undertake any obligation to update forward-looking statements unless required by law.

Any market commentary, article, perspective, chart, data point, or observation published by AQS is provided for informational purposes only. Such information may not be complete, current, or suitable for every reader. Market commentary should not be considered personalized investment advice, a recommendation to buy or sell any security, or a recommendation to pursue any particular investment strategy.

Performance, Hypothetical Information, and Modeling

AQS may use analytical tools, modeling, projections, or portfolio analysis to support client work. Any model, projection, estimate, or scenario analysis is based on assumptions that may not prove accurate.  Hypothetical, modeled, projected, back-tested, or scenario-based information has inherent limitations and should not be treated as actual results or a guarantee of future performance.

Third-Party Information and Testimonials, Endorsements, Ratings, and Awards

This website may contain links to third-party websites, articles, data sources, regulatory resources, or other external materials. Third-party links are provided for convenience only. AQS does not control, endorse, approve, or guarantee the accuracy, completeness, security, or availability of third-party websites or information. Accessing third-party websites is at your own risk. AQS does not intend for any third-party statement, client reference, case example, ranking, rating, award, media reference, social media interaction, or external link to be interpreted in a misleading manner. If testimonials, endorsements, ratings, rankings, or awards are used, they should be reviewed under applicable investment adviser marketing rules and accompanied by any required disclosures.

Intellectual Property

The content on this website, including text, graphics, logos, images, page layout, and other materials, is owned by or licensed to AQS unless otherwise stated. Website content may not be copied, reproduced, modified, distributed, or used for commercial purposes without prior written permission from AQS.

Contact AQS Asset Management, LLC. Regarding Disclosures

AQS Asset Management, LLC. is a registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. The information on this website is provided for informational purposes only and should not be construed as investment advice, an offer to sell, or a solicitation to buy any security or investment product. Past performance is not indicative of future results. All investments involve risk, including possible loss of principal. Additional information about AQS Asset Management, LLC. is available through SEC’s Investment Adviser Public Disclosure website. Questions about these disclosures may be directed to: AQS Asset Management, LLC. by postal mail at 5806 Mesa Drive Austin, TX 78731, by phone at 512-314-0713, and by email at larry.white@AQSllc.com.