Terms of Use

This page provides important legal, regulatory, and terms of use for the AQS Asset Management, LLC. (“AQS,” “we,” “our,” or “us”) website, including limitations, disclaimers, third-party links, intellectual property, and permitted use. These Terms of Use govern your access to and use of the website operated by AQS Asset Management, LLC. (“AQS,” “we,” “our,” or “us”). The information on this website is provided for general informational purposes only. Nothing on this website should be interpreted as personalized investment advice, legal advice, tax advice, accounting advice, an offer to sell, or a solicitation to buy any security, investment product, or advisory service. AQS may update this Policy from time to time. The “Last Updated” date will indicate when the policy was last revised. Your continued use of the website after changes are posted means you accept the revised Policy. Last updated 6/1/2026.

By accessing or using this website, you agree to these Terms of Use. If you do not agree, you should not use this website.

Informational Website Only No Client or Advisory Relationship

This website is provided for general informational purposes only. Nothing on this website constitutes personalized investment advice, legal advice, tax advice, accounting advice, offering to sell, a solicitation to buy, or a recommendation regarding any security, investment product, advisory service, transaction, strategy, or financial instrument. Your use of this website does not create an investment advisory relationship, client relationship, fiduciary relationship, consulting relationship, or any other professional relationship with AQS. An advisory relationship may be established only through written agreements and required onboarding, disclosure, compliance, and acceptance procedures.

Eligibility and Jurisdiction

This website is intended for use only in jurisdictions where its use is lawful. AQS provides advisory and related services only where it is properly registered, exempt, or otherwise permitted to do so. Website availability does not mean that AQS is authorized to provide services in every jurisdiction or to every person or entity.

Investment Risk

All investments involve risk, including possible loss of principal. No content on this website guarantees investment results, portfolio performance, income, surplus development, capital treatment, regulatory outcome, rating agency treatment, accounting outcome, or any other financial result. You agree that you will not rely on website content as the basis for investment, portfolio, financial, accounting, tax, legal, regulatory, capital, rating agency, or business decisions. You should consult qualified professional advisers before making decisions based on your specific facts and circumstances.

Accuracy and Availability

AQS seeks to provide useful and accurate information, but website content may contain errors, omissions, outdated information, or technical inaccuracies. AQS does not guarantee that the website or its content will be accurate, complete, current, uninterrupted, error-free, secure, or available at all times.  AQS may update, remove, revise, suspend, or discontinue any part of the website at any time without notice.

Intellectual Property

All content on this website, including text, graphics, logos, icons, images, design elements, page structure, downloads, and other materials, is owned by AQS or used with permission unless otherwise stated. You may view and print reasonable portions of the website for internal, informational, non-commercial use. You may not copy, reproduce, modify, distribute, publicly display, create derivative works from, or use website content for commercial purposes without prior written permission from AQS.

Prohibited Use

You agree not to: Use the website for unlawful purposes; Attempt to gain unauthorized access to the website or related systems; Interfere with website security or functionality; Upload malicious code, viruses, or harmful material; Scrape, harvest, or systematically extract website content without authorization; Misrepresent your identity or affiliation; Use website content in a misleading manner; and Violate applicable laws, regulations, or third-party rights.

Third-Party Links

The website may contain links to third-party websites, articles, resources, regulatory databases, or other external materials. Third-party links are provided for convenience only. AQS does not control, endorse, approve, or guarantee third-party websites or information. AQS is not responsible for third-party content, security, privacy practices, availability, or accuracy.

Limitation of Liability

To the fullest extent permitted by law, AQS and its owners, officers, employees, representatives, agents, contractors, service providers, and affiliates will not be liable for any direct, indirect, incidental, consequential, special, punitive, or other damages arising out of or relating to your use of, or inability to use, this website or any website content. This includes damages arising from errors, omissions, interruptions, defects, delays, viruses, data loss, unauthorized access, reliance on website content, third-party websites, or other website-related issues.

Indemnification

You agree to indemnify, defend, and hold harmless AQS and its owners, officers, employees, representatives, agents, contractors, service providers, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses arising out of your use of the website, your violation of these Terms of Use, or your violation of any law or third-party right. Any dispute arising out of or relating to this website or these Terms of Use shall be handled in the appropriate courts located in Travis County, Texas, unless applicable law requires otherwise.

AQS Asset Management, LLC. is a registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. The information on this website is provided for informational purposes only and should not be construed as investment advice, an offer to sell, or a solicitation to buy any security or investment product. Past performance is not indicative of future results. All investments involve risk, including possible loss of principal. Additional information about AQS Asset Management, L.L.C. is available through SEC’s Investment Adviser Public Disclosure website. Questions about these Terms may be directed to: AQS Asset Management, LLC. by postal mail at 5806 Mesa Drive Austin, TX 78731, by phone at 512-314-0713, and by email at larry.white@AQSllc.com.