
Top 100 Financial Advisors

Recognized Industry Technology Expert

Renowned Financial Educator
Byron White is co-founder and Managing Director of AQS Asset Management, bringing more than three decades of experience in insurance investment management, financial modeling, portfolio structuring, and financial technology.
A mathematics graduate of the University of Texas, Byron began his career at Prudential Securities, working with insurance company investment portfolios. His early work focused on financial projection and optimization, including the development of algorithms designed to identify more efficient funding strategies for insurer liabilities.
Byron White
That work ultimately helped shape PALM, AQS’s Precision Asset Liability Management system. Byron’s combination of quantitative training, insurance investment experience, accounting expertise, and technology development gives Byron an unusually broad perspective on how portfolio decisions affect an insurer’s balance sheet, capital position, liabilities, and long-term financial objectives.
Today, Byron continues to develop AQS technology and analytical systems while overseeing key areas of the firm’s operations, accounting, financial projections, and regulatory compliance. He holds both the Chartered Financial Analyst (CFA) and Certified Public Accountant (CPA) designations and also serves as AQS’s Chief Compliance Officer.
Co-Founder and Managing Partner
ABOUT US
Professional relationships and strategic alliances form the network of the AQS knowledge base of the insurance industry. It is through these partnerships and professional networks that AQS continuously stays abreast and remains a source of regulatory, acquisition, marketing, niche business, employment and expansion opportunities. Our understanding of actuarial science and modeling gave rise to our proprietary PALM and next-generation PERM systems. Deployment of these systems and immersion into client operating results has given us focus on accounting practice and procedure – one of our founders holds the CPA and CFA designation.
Client Relationships
Professional training in financial engineering, optimization and a deep understanding of capital markets and systems from both the buy-side and sell-side augment our effort. Consulting relationships, conferences and industry publications have been indispensable in getting our story out to the industry. Ultimately, our client relationships are our most prolific. Satisfied clients speak volumes.
ABOUT AQS’ VISION
We exceed the investment objectives, expectations, and performance for our clients.
As an independent, private, closely held company, it enables us to serve the needs of our clients without conflict of interest.
Focused exclusively on asset management for insurers, it gives genesis to a focus unequaled in our industry.
Combines proprietary software, independent research, leading technology and development expertise to achieve superior performance in a dynamic investment environment.
Leverages 50+ years of industry know-how to help manage relationships and facilitate communication with all client stakeholders.
5.
Culture
Conveys a commitment to open interaction and education between our staff, management and our clients.
We take pride in transforming our clients into capable investment professionals which develops comfort and provides intuition that they can apply within their business.
AQS Asset Management, LLC. manages investment portfolios for insureds around the realities of their business: liabilities, liquidity, regulatory, surplus, product design, and performance. For insurers, portfolio management is not about beating an index. It is about supporting the balance sheet, protecting policyholder obligations, managing risk, and arming leadership for better decisions.
Copyright © 2026 AQS Asset Management, LLC.





