Larry White is the co-founder and Managing Director of AQS Asset Management, LLC. bringing nearly four decades of experience in fixed income, financial modeling, portfolio construction, and insurance investment management.

A mechanical engineering graduate of Rice University, Larry began his career at Conoco, Inc., where he worked in operations research, financial projection, and optimization modeling. That quantitative background became the foundation for his work in insurance-focused investment management, which led to the the development of AQS’ proprietary PALM (Precision Asset Liability Management) system.

Larry White

Larry then moved into fixed income and structured finance, working with insurance companies. Eventually, Larry’s experience with insurer liabilities, portfolio structure, and financial modeling inspired him and his brother, Byron, to develop their own financial technology. The brothers early partnership culminated in licensing PALM to Cigna, which laid the groundwork for AQS.

Today, Larry continues to lead AQS’ portfolio management systems. An industry leader, Larry collaborates with insurance company executives and industry associations on portfolio strategy, risk management, and financial performance.

ABOUT US

Professional relationships and strategic alliances form the network of the AQS knowledge base of the insurance industry. It is through these partnerships and professional networks that AQS continuously stays abreast and remains a source of regulatory, acquisition, marketing, niche business, employment and expansion opportunities. Our understanding of actuarial science and modeling gave rise to our proprietary PALM and next-generation PERM systems. Deployment of these systems and immersion into client operating results has given us focus on accounting practice and procedure – one of our founders holds the CPA and CFA designation.

Client Relationships

Professional training in financial engineering, optimization and a deep understanding of capital markets and systems from both the buy-side and sell-side augment our effort. Consulting relationships, conferences and industry publications have been indispensable in getting our story out to the industry. Ultimately, our client relationships are our most prolific. Satisfied clients speak volumes.